• 800-610-4575

Credit Card Utilization

Credit Card Utilization

How come my credit card utilization is showing as poor when I pay off my credit cards each month?

If you pay after the balance is reported, your report will show a balance.  To remedy this, you can pay online prior to the report date.  Your balance is only reported once a month, so your credit report will reflect whatever the balance is at the time it’s reported.

Posted by Arian Eghbali / Posted on 04 Apr